As we age, much of our daily life changes—and hearing is no exception. For seniors, gradual changes in hearing often lead to a growing need for hearing care services and devices.
With these changing needs, hearing insurance for seniors becomes an important consideration. Understanding insurance types, what they cover, and how they align with your hearing needs can help you make the right choice for your overall well-being.
Hearing loss is a common part of aging; 31% of Americans 65 and older have hearing loss, and that percentage increases with age. Age related changes in the hair-like cells in our ears, exposure to loud environments over a lifetime, and medical conditions like diabetes or cardiovascular disease can all contribute to age-related hearing loss. In turn, hearing loss can directly impact your physical and mental well-being, so finding hearing insurance for seniors and paying attention to your hearing health becomes increasingly important as you age.
For the sake of your overall well-being, it’s important that your hearing health care covers:
Currently, Medicare Parts A and B and Medicare supplements don’t cover the cost of hearing aids. However, Part B covers diagnostic hearing and balance exams when ordered by a doctor as part of your medical treatment.
Here are some types of insurance and programs that may cover hearing aids:
Hearing loss is often progressive, meaning how much coverage you need will likely change over time.
50s - 60s
65+
70s-80s
Health conditions
50s - 60s
Hearing loss often happens gradually. This is a great time to get your hearing checked to make sure you catch hearing loss early. There are many benefits to addressing hearing loss early, including preserving your existing hearing. Waiting can make things worse down the line.
If you’re still working, check your benefits through your employer or union.
65+
Around age 65, many Americans become eligible for Medicare.
Look for a Medicare Advantage plan that covers annual hearing exams and discounts or coverage for hearing aids. Get your hearing checked so your hearing health care provider can monitor hearing loss and fit you for hearing aids that match your specific hearing loss needs and lifestyle.
70s-80s
Health conditions
Untreated hearing loss can impact overall physical and mental well-being. Take a proactive approach to hearing health. Look for insurance that not only meets your current needs but also allows flexibility for future care. Once you’ve selected your insurance, review your coverage annually. Medicare Advantage and other plans often update their coverage each year. Looking through your coverage each year can help you find any new or expanded benefits that may be beneficial to you and your hearing.
It’s also important to schedule regular check-ups with a hearing health care provider. They can provide insights into changes in hearing health and guide decisions about necessary treatment.
With the right insurance and proactive planning, it’s easier to maintain your connection to the world around you. By staying informed, taking advantage of available resources, and securing the right insurance, you can continue to engage fully in the precious moments of life and enjoy the gift of sound.
Amplifon Hearing Health Care believes every senior deserves access to quality hearing care. As needs evolve, understanding and adapting hearing insurance coverage is key to living a full and connected life. We have over 7,000 in-network clinics nationwide, and our members enjoy an average savings of 68% off the manufacturer's suggested retail price (MSRP) for leading hearing aid brands.
Learn more about our program and commitment to our members.
Knowing if you have hearing insurance is easy.
