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Hearing aids are important for millions of Americans with hearing loss. However, they can also be a significant financial investment.

When you’re looking to understand how to pay for hearing aids, it’s helpful to know what you can expect from your insurance provider. Below, we explore what’s available, including Medicare, Medicaid, VA benefits, and private insurance plans.

Check Your Insurance Benefits for Hearing Aids Check my benefits

Are There Any Programs to Help Pay for Hearing Aids?

Yes, several programs provide hearing aid financial assistance. These include federal and state programs, private insurance plans, and even grants. Let’s take a closer look at the various hearing aid financing options out there, including government hearing aid programs.

Dive Deeper: Are Hearing Aids Covered By My HSA or FSA? 

Government-Run Programs

Does Medicare Pay for Hearing Aids?

Original Medicare (Part A and Part B) does not cover hearing aids or routine hearing exams. However, depending on your plan provider, some Medicare Advantage (Part C) plans may cover your hearing aids and related services, such as hearing exams.

Does Medicaid Pay for Hearing Aids?

Medicaid coverage for hearing aids varies by state. Some states provide full or partial coverage for hearing aids, hearing exams, and fittings, while others don’t offer any assistance. Check with your state’s Medicaid program to understand more about your eligibility. 

Does Social Security Pay for Hearing Aids?

Social Security does not directly pay for hearing aids. However, individuals with significant hearing loss may qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). These could provide financial assistance that can be used for medical expenses, including hearing aids.

For Veterans & Related Parties

Does the VA Pay for Hearing Aids?

Yes, the U.S. Department of Veterans Affairs (VA) provides hearing aids at no cost to eligible veterans who qualify based on service-connected disabilities or other hearing-related needs. If you’re a veteran, visit your local VA to understand your eligibility and get access to your hearing care benefits.

How Much Does CHAMPVA Pay for Hearing Aids?

The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) may cover part of the cost of hearing aids under certain conditions. CHAMPVA is dedicated to spouses, dependents, or survivors of veterans who meet specific requirements.

To learn how much CHAMPVA pays for hearing aids, contact them and verify eligibility as well as your coverage options.

Does Tricare Pay for Hearing Aids?

Tricare only covers hearing aids for active-duty service members and their families if a diagnosed hearing loss meets specific criteria. Retired military personnel typically do not receive hearing aid coverage under Tricare, although they may have access to discount programs.

For the General Population

Insurance coverage varies by employer and health plan.  Check with your HR department or call your health plan to find out if you have coverage for hearing aids through your health plan.

Learn more about why hearing aids can be expensive. 

Other Resources

There are hearing aid grants you can apply for to help cover or lessen the costs of hearing aids. 

Hearing Aid Financing is Available

Understanding your insurance benefits can help make hearing aids a life-changing reality. Not sure what your current benefit covers? Use our Check Your Benefits Tool. Our team will help you understand what’s covered and answer any questions that come up. You can also learn about our program and how it make a difference to your hearing health!

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Find a Clinic Near You

Once you understand your hearing benefits, the next step is to schedule an appointment to see an audiologist. Our Clinic Locator tool can help you find a convenient location for you!

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